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Financial and Insurance Planning Process

MTI's process involves a number of steps in working with each unique client:

Evaluation: We help determine the needs and goals of each client and review their existing plans considering variables such as inflation, performance, taxes and risk tolerances. The client's current portfolio is evaluated in terms of diversification, investment services quality and management strategies.

Within the planning framework we typically consider:

  • Net worth
  • Income needs
  • Disablity needs
  • Life insurance needs
  • Taxes
  • Estate planning strategies
  • Retirement
  • Education planning strategies
  • Investment strategies
  • Group benefits

Suggestions: We present the client with a written plan assessing the strengths and weaknesses of their current asset allocation and suggest strategies to address their goals.

Plan Implementation: With the clients approval we help implement the plan on a non-discretionary basis. 

Review: We offer periodic reviews to our clients to track performance and, with the clients permission, re-balance their portfolios, if applicable.